For the past few weeks Congress has been very publicly going back and forth with President Barack Obama regarding the debt ceiling. I decided it’s time for us to explore this issue a little further. First, according to CNN Money, “it’s a cap set by Congress on the amount of debt the federal government can legally borrow. The cap applies to debt owed to the public (i.e., anyone who buys U.S. bonds) plus debt owed to federal government trust funds such as those for Social Secur